Savings products from PT. BPR Mitra Bali Muktijaya Mandiri to suit your needs. Choose one of the products below to see the details.

Interest rates and fees on this page are effective 1 October 2026 (Board of Directors Decree No. SK.DIR.003/IX.2026/MBMM) and may change at any time in accordance with bank policy.

Bali Mandiri Savings TabunganKu Time Deposit Savings SIMIRA Savings (Holiday Partner Savings)

Bali Mandiri Savings

Bali Mandiri Savings is an individual savings product from PT. BPR Mitra Bali Muktijaya Mandiri with tiered (threshold) interest rates that follow your savings balance.

Savings Interest Rate (per annum)
Rp 25,000 to Rp 5,000,000 1.00% p.a.
Rp 5,000,001 to Rp 25,000,000 1.50% p.a.
Rp 25,000,001 to Rp 100,000,000 2.00% p.a.
Rp 100,000,001 to Rp 250,000,000 2.50% p.a.
Above Rp 250,000,001 3.00% p.a.
Benefits
  • Tiered interest rate based on balance, from 1.00% to 3.00% p.a. (see table below).
  • Minimum initial deposit of Rp25,000.
  • No limit on subsequent cash deposits.
  • Free withdrawals: no limit on the number or amount of withdrawals per day.
  • Stamped power of attorney is permitted for withdrawals.
Scheme
Initial Deposit Rp 25,000
Minimum Balance Rp 25,000
Monthly Administration Fee (balance up to Rp 100,000) Rp 3,000
Monthly Administration Fee (balance above Rp 100,000) Rp 2,000
Account Closing Fee Rp 10,000
Requirements
  1. Indonesian Citizen (WNI): ID Card, Driving License, or Passport.
  2. Students: student card or a letter from the school.
  3. Children: Child Identity Card (KIA) and Family Card (KK) for those without identification yet.
  4. Fill out the account opening application form.
  5. Account closing is done by filling out a closing form.
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TabunganKu

TabunganKu is an individual savings product from PT. BPR Mitra Bali Muktijaya Mandiri designed to encourage a saving culture among Indonesian society, with light requirements and no monthly administration fee.

Savings Interest Rate (per annum)
Rp 25,000 to Rp 5,000,000 0.50% p.a.
Rp 5,000,001 to Rp 25,000,000 1.00% p.a.
Rp 25,000,001 to Rp 100,000,000 1.50% p.a.
Rp 100,000,001 to Rp 250,000,000 1.75% p.a.
Above Rp 250,000,001 2.00% p.a.
Benefits
  • Tiered interest rate based on balance, from 0.50% to 2.00% p.a. (see table below).
  • Minimum initial deposit of Rp10,000.
  • No limit on subsequent cash deposits.
  • No monthly administration fee.
  • Free withdrawals: no limit on the number or amount of withdrawals per day.
  • Stamped power of attorney is permitted for withdrawals.
Scheme
Initial Deposit Rp 10,000
Minimum Balance Rp 10,000
Monthly Administration Fee Free (Rp 0)
Account Closing Fee Rp 10,000
Requirements
  1. Indonesian Citizen (WNI): ID Card, Driving License, or Passport.
  2. Students: student card or a letter from the school.
  3. Children: Child Identity Card (KIA) and Family Card (KK) for those without identification yet.
  4. Fill out the account opening application form.
  5. Account closing is done by filling out a closing form.
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Time Deposit Savings

Time Deposit Savings is a savings product that helps you plan your finances in a disciplined way through regular monthly deposits over a set period, for goals such as education, marriage, or asset purchases.

Benefits
  • No monthly administration fee.
  • Regular deposits on a fixed date each month.
  • Withdrawal only at maturity.
Scheme
Initial Deposit Starting from Rp 50,000 and multiples thereof
Term Minimum 1 year up to a maximum of 10 years
Regular Monthly Deposit On a fixed date each month
Interest Rate Depends on the term and deposit amount. Please contact our office for the current rate.
Requirements
  1. Indonesian Citizen (WNI): ID Card, Driving License, or Passport.
  2. Students: student card or a letter from the school.
  3. Children: Child Identity Card (KIA) and Family Card (KK) for those without identification yet.
  4. Fill out the account opening application form available at our office.
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SIMIRA Savings (Holiday Partner Savings)

SIMIRA (Simpanan Mitra Hari Raya / Holiday Partner Savings) is a daily savings product from PT. BPR Mitra Bali Muktijaya Mandiri to help you prepare for religious holidays.

  • SIMIRA Galungan
  • SIMIRA Nyepi
  • SIMIRA Idul Fitri
Benefits
  • Savings interest rate of 1.00% p.a.
  • A reward of up to 1.25% is given if the savings amount exceeds Rp5,000,000 (terms & conditions apply).
  • No monthly administration fee.
  • Savings can be used as loan collateral subject to bank provisions.
Scheme
Savings Interest Rate 1.00% p.a.
Reward Up to 1.25% if the amount exceeds Rp 5,000,000
Initial Deposit Rp 25,000
Administration Fee Free (Rp 0)
Account Closing Fee Rp 10,000
Requirements
  1. Choose the type of SIMIRA savings according to your needs.
  2. Fill out the SIMIRA Savings account opening application.
  3. Attach a valid copy of ID Card/Driving License/Passport.
  4. Minimum initial deposit of Rp25,000, with no limit on subsequent cash deposits.
  5. Term according to the chosen type of SIMIRA savings.
  6. Savings cannot be withdrawn before maturity (± 30 days before the holiday). Early withdrawal is subject to a 2% penalty on the final balance.
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Important Information
  • Deposits at PT. BPR Mitra Bali Muktijaya Mandiri are insured by LPS (Indonesia Deposit Insurance Corporation) under applicable regulations, up to Rp2 billion per customer per bank, provided the interest rate does not exceed the LPS guarantee rate.
  • Interest rates and fees may change at any time. The current rates can always be confirmed directly at our offices.
  • Please understand the product terms and conditions before opening an account.