26 June 2023
Supporting Small MSMEs, BPR Mitra Bali Muktijaya Mandiri Offers Collateral-Free Loans of Up to IDR 10 Million for Traders and Plans a Credit Festival
Bangli – PT BPR Mitra Bali Muktijaya Mandiri, located on Jalan Raya Kayuambua, Tiga Village, Susut, Bangli, is once again making it easier for Micro, Small, and Medium Enterprises (MSMEs), especially traders who need capital to grow their businesses, by offering Collateral-Free Loans. Loans of up to IDR 10 million are available with terms ranging from 6 months to 1 year.
When met by Newsyess at the BPR office, the President Director of PT BPR Mitra Bali Muktijaya Mandiri, Dewa Ayu Eka Ariyanti, S.E., stated that the collateral-free loans carry an interest rate of 2.5–3 percent per month. “The maximum borrower age is 70 years at the time the loan is fully repaid, and repayments are made via automatic debit from the borrower’s savings account,” she said.
As a general requirement, the loans are available to traders who run their own business and live in a house they own. “Another requirement is that applicants must have been active savers for the past 6 months, with no minimum balance. However, the loan amount still depends on the borrower’s repayment capacity,” she said.
The program was launched in 2021 and has received a positive response from the public. “We have a team capable of assessing this. Our team is experienced and active,” she said.
The loan has proven popular among traders, and many borrowers with 1-year terms have renewed their loans. “They feel it has really helped them. The disbursement process is fast; for returning borrowers, funds can be disbursed within 2 days,” she explained.
In the event of non-performing loans, the bank takes a personal approach with the borrower. In any case, every applicant is surveyed from the outset.
She further explained that this loan product was launched to support the local economy. “For example, asking a canang (Balinese offering) seller for collateral would only make things complicated. Yet small traders contribute a great deal and keep the economy moving,” she said.
For those interested, please contact Mr. Wirtana at 0819-1623-0186.
https://www.newsyess.com/read/bantu-modal-pelaku-umkm-kecil-bpr-mitra-bali-mukti-jaya-mandiri-berikan-kredit-tanpa-agunan-khusus-pedagang-hingga-rp-10-juta-dan-berencana-gelar-gebyar-kredit
When met by Newsyess at the BPR office, the President Director of PT BPR Mitra Bali Muktijaya Mandiri, Dewa Ayu Eka Ariyanti, S.E., stated that the collateral-free loans carry an interest rate of 2.5–3 percent per month. “The maximum borrower age is 70 years at the time the loan is fully repaid, and repayments are made via automatic debit from the borrower’s savings account,” she said.
As a general requirement, the loans are available to traders who run their own business and live in a house they own. “Another requirement is that applicants must have been active savers for the past 6 months, with no minimum balance. However, the loan amount still depends on the borrower’s repayment capacity,” she said.
The program was launched in 2021 and has received a positive response from the public. “We have a team capable of assessing this. Our team is experienced and active,” she said.
The loan has proven popular among traders, and many borrowers with 1-year terms have renewed their loans. “They feel it has really helped them. The disbursement process is fast; for returning borrowers, funds can be disbursed within 2 days,” she explained.
In the event of non-performing loans, the bank takes a personal approach with the borrower. In any case, every applicant is surveyed from the outset.
She further explained that this loan product was launched to support the local economy. “For example, asking a canang (Balinese offering) seller for collateral would only make things complicated. Yet small traders contribute a great deal and keep the economy moving,” she said.
For those interested, please contact Mr. Wirtana at 0819-1623-0186.
https://www.newsyess.com/read/bantu-modal-pelaku-umkm-kecil-bpr-mitra-bali-mukti-jaya-mandiri-berikan-kredit-tanpa-agunan-khusus-pedagang-hingga-rp-10-juta-dan-berencana-gelar-gebyar-kredit
